Environmental Insurance Resources

Beacon Hill’s Risk Evaluation and Analysis of Liability (REAL) The REAL Environmental Evaluation™ is a free resource available through Beacon Hill’s Agent Portal. Request an Agent Portal login HERE. What is the REAL Environmental Evaluation? The REAL Environmental Evaluation is an environmental risk assessment that […]

Beacon Hill now offers the ability for agents to receive an A+ rated Contractors Pollution Liability quote for their insureds online. Available through the Beacon Hill Agent Portal, agents can answer a limited number of basic questions about the insured and receive a bindable CPL […]

Why do Businesses Need Pollution Insurance? Pollution insurance is designed to respond to claims stemming from the release of pollutants into the environment. These policies are needed to fill a gap in coverage created by the pollution exclusion in the standard CGL policy. What is […]

Due to a systems change, the Beacon Hill Agent Portal is no longer active. We are working to bring you a different portal solution in the near future. We apologize for any inconvenience. To reach a Beacon Hill Associates representative about this matter, please email […]

Environmental risk management and loss control Risk management activities are often put in place to decrease the possibility that a loss will occur and/or reduce the severity of those that do occur. By implementing a loss control program, a business can evaluate potential exposures that […]

When discussing environmental insurance with your client, it is often helpful to have specific examples of situations where the coverage has been used and, in many cases, has prevented a catastrophic financial loss to the company. Please feel free to use any of the real-life […]

The environmental exposures that can affect an insured are varied and complex. Whether you are working with environmental contractors and consultants, non-environmental risks, or a site/facility, there are many exposure and coverage considerations. Pollution claims can result from so many unforeseeable sources―negligence on the part […]

Unlike standard admitted products, environmental insurance policies offered by different companies are not the same, even though they may attempt to address the same exposures. Environmental coverage is often written in the E&S marketplace, and therefore policies are not approved on a state level. Each […]

Beacon Hill Associates answers all of your pollution insurance FAQs: What is a pollutant? Too much of any one substance can be considered a pollutant in certain situations. It is important to review the policy form offered as the definitions of pollutant vary by carrier, […]

Aboveground Storage Tank (AST) Any tank or other container that is aboveground, partially buried, bunkered, or in a subterranean vault. This includes floating fuel systems.* Additional Insured An individual or entity that is not automatically included as an insured under the policy of another, but […]

Get a CPL indication within 2 hours The OnTarget Program allows Beacon Hill to provide its partner agents with quick and easy access to industry-specific pollution information for their non-environmental contractor clients. Why is this important? Because all agents agree that their client should buy […]

Do you need to send a large file to a Beacon Hill Associates representative? Use our file upload feature below to efficiently send PDFs, Word documents, Excel documents, and graphic files (jpeg, gif, png). Please note, our file size limit is 50 MB. If you […]