What is Workers Compensation? A Workers Compensation policy provides coverage for an employer’s exposure arising out of job-related injury/death resulting from an accident or occupational disease sustained by employees. Moving Workers Compensation accounts from assigned risk (or other state programs) into a program will offer […]
What is Inland Marine insurance? Inland marine insurance is property insurance for property in transit over land, certain types of moveable property, instrumentalities of transportation, and legal liability exposures of bailees. Many inland marine insurance forms provide coverage without regard to the location of the […]
Offered exclusively by Beacon Hill Associates, the Enhanced Fuel Solutions program is designed to meet the needs of businesses with unique premises specific exposures related to their fuel storage, oil or gas distribution, electric charging, or other alternative fuel operations. Bringing together a broad suite […]
Many property owners or general contractors planning a project will secure a construction wrap-up policy. What is a Construction Wrap Up Policy? A construction wrap up policy is a type of policy that is controlled by the site owner (OCIP) or construction manager (CCIP) and […]
Although a practice policy is important, many insureds need certain lines of coverage and limits for a project. A project specific policy addresses the specific requirements needed to secure work on a project and provides coverage for the exposures a contractor may encounter during […]
When the average person hears the word “excess,” it may call to mind a host of admonitions that permeate our culture: don’t eat to excess; don’t drink to excess; or classically, “all things in moderation,” right? So as a producer, if you are suddenly faced […]
What is a Transportation Pollution Liability policy? Transportation Pollution Liability, or TPL, is “over the road” pollution insurance. It covers insureds who need protection for pollution conditions caused during transportation. This coverage can also include loading/unloading should the insured’s cargo create a pollution condition. Why […]
What is Storage Tank Liability? The Storage Tank Liability policy provides coverage for cleanup costs at a tank owner’s facility due to releases from scheduled tanks on the policy. Coverage is also provided for third party bodily injury and property damage claims emanating from scheduled […]
Overview of Auto, including Pollution Automobile insurance coverage is typically required for companies. Our Auto policy including Pollution is an ISO-based auto form including broadened pollution endorsements and any motor carrier filings. Why is Auto/Pollution important? Auto insurance is a required coverage for companies using […]
Overview of Energy-Related coverages: Energy risks are always in a state of dynamic change, adapting to the needs of their clients and the insurance requirements placed upon them. Our markets have the ability to write the General Liability, Auto, Excess, and Broad Form Pollution (for […]
