Last week, Beacon Hill and PartnerOne Environmental team members gathered at our home office in Charlottesville, VA for our annual meeting. This gives us an opportunity to get together and discuss ways we can strengthen our business functions, improve our processes, and reflect on our […]
What is Site Pollution Liability? Site Pollution, Environmental Impairment Liability, Premises Pollution, Pollution Legal Liability…whichever term you’ve heard or are familiar with, they are all Claims Made policies which provide an insured with the same basic coverage for pollution conditions arising at, on, upon, or […]
By, Sara Kooij, Assistant Vice President Winter is coming, and while Game of Thrones fans may interpret this as a metaphorically foreboding sentiment, most of us just take the statement at face value — that it’s going to be cold and miserable for many months. […]
By Jamie Lewis, Senior Vice President As you review your book of artisan and trade contractors, it is important to keep in mind the potential pollution exposures that your insureds may have. HVAC contractors, plumbers, electricians, painters, and roofing contractors are just a few examples […]
Waste management and recycling operations play an important role in both public and environmental health. These facilities can house, process, and dispose of waste and recycled goods, which means the protocol for handling potentially hazardous or toxic substances should be part of their overall loss […]
In this age of environmental awareness and push towards more energy efficient operations, business has really picked up for insulation contractors. What does this profession really entail? These contractors are tasked with implementing energy efficiency measures and preventative/remediation activities to reduce moisture, resist heat, and […]
Companies in the flooring industry, whether they specialize in manufacturing, distributing, or installing, run a particularly high risk for pollution exposures. The products themselves generally contain, or have been exposed to, significant chemicals during their creation. Additionally, these products are almost universally used in enclosed […]
The everchanging landscape of the real estate market has created new environmental liability challenges for condominium associations. In the past, these associations collected dues for common area maintenance or use of the clubhouse by homeowners, whereas nowadays these associations are more involved in the day-to-day […]
By Bill Pritchard, President & CEO While everything about an insurance transaction is important, we have seen a number of errors over our almost three decades in business that have two things in common: they have severe consequences and can be easily avoided. These are […]
By Larry Simmons, Assistant Vice President Over the past few decades, silica has received attention in the environmental insurance arena due to on-the-job exposures many contractors face. Silica is the given name of a group of minerals composed of silicon and oxygen. It is a […]
