The ‘upstream’ segment of the energy industry deals with a very complex set of operations, focusing on the exploration and production of oil and natural gas. This could range from geologic surveys and information gathering to the actual drilling and bringing oil/natural gas resources to […]
By Stephen Holcombe, Assistant Vice President One thing most agents can agree on is that understanding the pollution coverage that is given to a client can be tough to navigate. Your standard General Liability policy almost always includes a total pollution exclusion. And some carriers […]
By Carter McAuley, Brokerage Service Manager On a daily basis agents deal with policy language they must explain to their clients. Understanding this wording is crucial in making sure insureds know exactly what they are getting for the premium they pay. Knowing the differences between […]
By R. Ivy Riggs, CPCU, ASLI, AIS Executive Underwriter, PartnerOne Environmental If you look closely at the top of most applications for Site Specific Pollution liability insurance, you will find some version of a request to include a copy of any Environmental Site Assessment (ESA) […]
By Allison McGreal Assistant Vice President, PartnerOne Environmental A typical Commercial General Liability Policy will exclude contractual liability which “indemnifies a railroad for bodily injury or property damage arising out of construction or demolition operations within 50 feet of any railroad property and which affects […]
By Carter McAuley, Brokerage Service Manager What is an Additional Insured Endorsement? Occasionally an insured may require a specialized Additional Insured Endorsement for a contract or job beyond the ISO forms CG 20 10, CG 20 37, or the carrier specific Additional Insured endorsements. There […]
By Ivy Riggs, Executive Underwriter, PartnerOne Environmental “You sold me the wrong policy!” is a terrible claim no producer ever wants to hear from their client…especially when it’s true. But being an expert in all product lines and understanding the nuances of each can be […]
By Michelle Huitt-Megela, Assistant Vice President, PartnerOne Environmental What is UST Regulation 40 CFR Part 280? All tank owners should be familiar with the UST regulation (40 CFR Part 280) because it defines the Financial Responsibility of each tank owner as it pertains to their […]
Pollutants from fire/water restoration contractor activities can significantly affect the environment, even though these activities are meant to restore the general order of a locale. Response personnel may encounter many different circumstances that could lead to releases of hazardous chemicals, incompatible materials, or materials that […]
Here are the top 5 classes we typically write for our main product lines: GL/Pollution/Professional Package 1. Asbestos/lead/mold remediation contractors 2. Storage tank install/removal/fuel cleaning contractors 3. Remediation/emergency response soil clean up contractors 4. Fire/water restoration contractors 5. Recyclers Premises Pollution 1. Industrial facilities 2. […]
