Beacon Hill writes a number of nursing homes and assisted living facility accounts. We work with the top environmental carriers in the marketplace, addressing the exposures specific to this type of facility. Submit a senior care/assisted living account HERE. When someone takes their elderly relative […]
By Allison McGreal, Assistant Vice President, PartnerOne Environmental Underwriters are seeing an increase in Auto submissions being shopped with multiple carriers in the hope of finding a viable market for this business. It’s important for brokers and agents to fully understand the risk and exposures […]
Many school districts are self-contained communities, with operations and buildings that can span a large area. They may house classrooms as well as facilities such as laboratories, cafeterias/food service, bus parking lots/garages, sports stadiums, gardens, swimming pools, administrative office buildings, and newspaper/printing operations. In addition, […]
Maintenance and janitorial companies face a number of potential pollution issues due to the products they use and the activities performed on a daily basis. There have been several news stories recently about building evacuations resulting from workers inadvertently mixing chemicals and the improper handling […]
By Chelsea Albright, Assistant Vice President A typical General Liability policy excludes losses that arise from pollution conditions, but a Contractors Pollution Liability (CPL) policy can fill this gap in coverage. A CPL policy is intended to cover Bodily Injury/Property Damage and cleanup costs that […]
By Carter McAuley, Brokerage Service Manager My insured has a claim, now what? No insured wants to go through the stress of having a claim, or even face a condition that may lead to a claim. But in the unfortunate event that a claim is […]
By Kim Herman, Director of Compliance As a wholesale insurance broker specializing in environmental coverages, we work with many non-admitted insurance carriers. In the non-admitted insurance market the strict state regulatory guidelines fall on the licensed surplus lines broker to follow when placing business with […]
Some of the most frequent questions we get are about common policy endorsements. Beacon Hill Account Executives try to have our carriers include most common endorsements on our policies automatically, so frequently requested coverage is already included, but it’s important to check each policy individually. […]
There are a number of activities conducted at restaurants that could increase the potential for environmental exposures. One of those activities includes the disposal of food, which according to the Environmental Protection Agency (EPA) ends up in landfills and incinerators, affecting local air and water […]
By Jamie Lewis, Senior Vice President The summer season typically means that homeowners are starting improvement projects and developers are anxious to break ground on newly purchased property. You may also find yourself on the phone with your contractors much more often to help with […]
