Excess Coverage

Beacon Hill Associates partners with highly-rated companies with a broad appetite for Excess policies. In some cases, growth for Excess coverage in the insurance space has been driven by contractual requirements. In others, it has been brought to light by highly publicized environmental disasters. Reflecting on these situations may be helpful when explaining the potential implications of going without proper Excess insurance.

There are three basic Excess approaches: a follow-form Excess, a self-contained (a.k.a., stand-alone) Excess, and an umbrella. Beacon Hill offers Excess over select coverages like Mold or CPL, or over multiple coverage parts (GL, Auto, and Workers Comp). For more information, please contact us.

By looking at the need for Excess coverage, the options in the marketplace, and the tools available to construct an appropriate Excess insurance program will maximize your value to your client. For more information, please contact us today.