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Pollution Exposures for Dealerships & Auto Repair Shops

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All dealerships and auto repair shops have a pollution exposure—oil/grease spills, hydraulic lifts, and chemical storage are common concerns at these facilities. They also typically have aboveground storage tanks with capacities of up to 550 gallons, which means that the tanks are not regulated by the states and therefore do not require Financial Assurance. In the absence of a requirement for coverage, many forgo purchasing it. Unfortunately, experience shows that pollution losses from these types of facilities happen all too frequently, and have a significant financial impact on the business.

Certainly, preventing a release should be an insured’s first line of attack, but when a release does happen, having the right coverage with the right partner is crucial.

Coverage Information:

We partner with A+ rated insurance carriers, and provide superior service and support for you and your clients.

Pollution policies include coverage for cleanup costs, Bodily Injury, Property Damage, and defense at a facility due to releases from scheduled storage tanks. It can also provide the certificate of Financial Responsibility to satisfy state and federal requirements. More complete Site Pollution coverage can be written for locations themselves, also including required financial responsibility for any tanks, allowing this product to work for a wide spectrum of potential risks. Our fuel solutions team can also consider various property and inland marine exposures for the risk, offering coverage for pumps, dispensers, canopies, and above ground tanks to name just a few.

Other businesses that should consider pollution coverage for tank/premises exposures:

  • Tire and repair shops
  • Service stations with repair facilities
  • Automobile dealers
  • Equipment, RV, and rental car dealers
  • Oil change facilities
  • Body shops
  • Golf courses

To request more information, contact us or call (800) 596-2156.