Environmental Insurance Products

Beacon Hill Associates has specialized in environmental insurance products since 1990. We carefully select the group of carriers we work with, and we remain committed to bringing the best insurance companies to our agents.

The following is a list of coverages generally available through Beacon Hill Associates. Please note that many risks require a combination of these coverages to adequately address an insured’s environmental needs. Beacon Hill considers all environmental opportunities, large or small.

Additional Products

Selecting the Right Coverage and the Best Carrier Partnership

Properly crafted environmental insurance policies can address many of the exposures businesses face. It is very important to recognize that not all pollution policies are the same, and that many policies do not address all potential pollution problems. It is also important to recognize that all policies contain exclusions that can impact the degree of coverage provided. Common ones exclude claims resulting from intentional acts or willful noncompliance with environmental regulations.

The key to purchasing effective coverage for these exposures is to work with insurance carriers that are experienced with the class and are actively seeking to write the business. Claims paying history, responsiveness, and service are key elements to be reviewed when deciding between carriers. Scope of coverage being offered can be significantly different between companies, so choosing carefully is important.

For more information on environmental insurance or to discuss a specific account, please contact us.