Insurance for Municipalities

Because municipalities are involved in so many diverse activities, it is difficult to capture all of the environmental exposures that may be attributable to any one municipality. In general, most are all subject to environmental regulatory oversight with respect to their water and wastewater discharges, air emissions, disposal, storage of chemicals in above and below ground storage tanks, and stormwater discharges. In addition, if they bring outside contractors onto their premises to perform certain operations such as construction activities or remediation activities, municipalities could be held responsible for any environmental events caused by those activities in addition to their own.