- A diesel fuel tank system’s piping released a substantial amount of fuel into soil and groundwater that eventually migrated to a nearby stream. Subsequent soil and groundwater remediation costs of $600,000 were incurred to satisfy environmental regulators and settle the claim.
- A motorist collided with a fuel pump causing piping to be disrupted and fuel to be released. A claim payout of $35,000 was incurred for necessary soil remediation.
- Corrosion in an aboveground storage tank caused a leak resulting in soil and groundwater contamination. Cost to remediate was $270,000.
- A delivery driver makes his last stop at a service station closest to his home at 10 pm and discharges 10, 000 gallons of fuel. The next morning the same driver returns to the same store and proceeds to unload 10,000 gallons more, only this time it seeps out of the vents in the system and out into the road. A discard cigarette ignites the trail and the service station explodes killing seven people. The carrier for the tank policy pays a claim under the loading and unloading coverage (subrogate against the tanker firm).
- A gas hauler delivers fuel to a service station but unloads into a monitoring well rather than into a tank. The monitoring well is on site to access the ongoing ground water clean-up from prior contamination and is not to receive several thousand gallons of petroleum (clean-up corrective action from loading and unloading).
- A customer hit a pump while exiting a gas station. The next customer pulled in a convertible and went to fill up. A broken connection allowed the gas to gush out over the car causing damage to the vehicle and to items he just happened to have on the back seat. (BI/PD component resulting from overfill including legal defense when he sued the station owner)
- A UST leaks petroleum into a neighbor’s drinking water well. The well must be shut down and drinking water must be provided to neighboring properties and pipeline installed to municipal water supply, all at the tank owners expense.
- A service station customer drives away with nozzle still in their car. The hose breaks and releases 125 gallons of fuel onto concrete which then runs into an asphalt street. The asphalt melts and must be repaired and replaced. The fuel must be cleaned up as well.
- An oily sheen was observed on a local stream. It was traced back to a slow leak from an underground tank at a service station. It was determined that the contamination had impacted the stream for over five miles. The station owner is responsible for clean-up and Natural Resources Damages. The estimated total costs are in the hundreds of thousands of dollars.
For more information, or to discuss a specific tank account, please contact us.
While the coverages we offer are designed to address these general issues, we make no guarantee or warranty that any individual policy we offer will respond to all issues as described herein. Please refer to the actual policy wording in each offered form to determine coverage applicability and acceptability. In the event your client applies for coverage and we offer terms, please review those terms carefully to determine if all of your client’s exposures are being addressed. In some instances, more than one policy or type of coverage may be necessary.