What is Environmental Impairment Liability Insurance?

The environmental insurance policy that is most applicable to addressing sites and facilities is an Environmental Impairment Liability insurance policy (EIL), also known as a Premises Pollution policy, Pollution Legal Liability (PLL), or Site Pollution Liability. This product is designed to provide coverage for unknown pre-existing, and future environmental liabilities. It can be crafted to provide coverage for claims for bodily injury, property damage, and cleanup costs as a result of a pollution event.

This type of policy can also be endorsed to address environmental liabilities associated with transporting waste or products to and from the location. In addition, they can be tailored to provide coverage for the disposal of products or waste at non-owned locations.

Who Buys EIL Insurance?

Classes of business that should consider having Environmental Impairment Liability include warehouses, hotels, restaurants, shopping centers, hospitals, senior care/assisted living facilities, apartment complexes, landfills, recycling centers, and any other site or facility.

Request information about EIL coverage for a specific class of business.

Read more about EIL coverage.