When Do Contractors Need Site-Specific Pollution Insurance?

By Ivy Riggs, PartneOne Environmental Executive Underwriter

Often when producers get a request for Pollution insurance, there aren’t any qualifiers that explain the need behind the request. But because there are so many types of environmental coverage available today, a few drill-down questions are usually necessary. What kind of work is the contractor performing? Do they need coverage for a specific project or for all of their annual operations? Are there any waste disposal or transportation components to the risk that should also be addressed? Are coverage extensions needed for Mold liability, emergency cleanup costs, or other contractual requirements? Does the contractor need Pollution Liability insurance for their owned or leased location? Read the complete article.