With so many different types of contractors needing insurance, knowing the right environmental product to recommend can be difficult. Accessing it can be even more challenging. A contractor may be at risk for an environmental claim because of an event happening on the premises, a problem occurring from the insured’s operations, or professional liability issues from construction management services or jobsite modifications. Beacon Hill is a resource to thousands of agents around the country, providing guidance and the latest information on environmental exposures that affect contractors. We can help you explain common exposures and available coverages to these contractors, and we will seek the insurance options that best suit them.
Representative Risks: Asbestos and lead abatement, remediation, emergency response, storage tank installation/removal, painting, plumbing, electrical, general construction, grading, excavation, HVAC, mold remediation, drilling, industrial cleaning, dredging, pipeline, sewer and septic, wrecking, roofing, insulation, carpentry, etc. All types of contractors can be considered for pollution coverage.
Environmental liability insurance policies that address the needs of contractors:
What is Contractors Pollution Liability Coverage?
Contractors Pollution Liability insurance (CPL) is coverage designed to protect from third party claims for damages caused by “Pollution Conditions” arising from the insured’s covered operations. Adding “Mold” coverage broadens the defined list of covered pollutants to include molds, funguses, etc.
How Does Contractors Pollution Liability Coverage Work . . .
What is a Contractors Pollution Liability / Professional policy?
The Contractors Pollution Liability/Professional Policy is a combined Pollution and Professional coverage form. It provides coverage to general contractors, construction managers, and various trade contractors who could potentially have both pollution and professional claims; CPL/Professional provides coverage for E&O exposures for contractors.
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What is Site or Premises Pollution Liability Insurance?
Site Pollution Liability insurance, also known as Premises Pollution, Environmental Impairment Liability (EIL insurance), and Pollution Legal Liability (PLL), is designed to cover claims arising from pollution releases at, on, or emanating from a specific scheduled location. A “location” can be as broad as an entire piece . . .